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We offer VA home loan programs to help you buy, build, or improve a home or refinance your current home loan-including a VA direct loan and VA-backed loans. Learn more about the different programs, and find out if you can get a Certificate of Eligibility for a loan that meets your needs.
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A VA Loan refinance can lower your rate and payment, and/or provide "cash out" for home improvement projects, debt reduction, or any other purpose. There are a few different types of VA Refinance loans. For those that currently have a VA Home Loan, usually, a VA Streamline Refinance loan is the best option.
About Home Loans. VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.