Means Test. If it is over $12,475 then you fail the means test and don’t have the option of filing Chapter 7. If your disposable income under the means test is between $7,475 and $12,475 then you must do further calculations to determine if you have the option of filing a Chapter 7 case.
New York Bankruptcy Means Test If you would like to file a Chapter 7 bankruptcy you must pass the New york means test. The test only applies to higher income filers which means that if your income is below the New York median for your household size you are exempt from the test and may file a Chapter 7.
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If your income is below this amount, you meet the requirements of the "means test". EASTERN DISTRICT OF NEW YORK . MEANS TESTING . Census Bureau and IRS Data . From United States trustee program web site cases filed On and After April 1, 2017. The information provided below is applicable to Official Bankruptcy Forms 122A-1 (Chapter 7 Statement.
The new assets test imposes a stricter "taper" for the aged pension for wealthier pensioners. Means Test. If it is over $12,475 then you fail the means test and don’t have the option of filing Chapter 7. If your disposable income under the means test is between $7,475 and $12,475 then you must do further calculations to determine if you have the option of filing a Chapter 7 case.
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The Means Test requires us to first determine if your income is above or below the "Median Income" level for similar households in your state. New Chapter 7 means test numbers take effect November 1, 2017. The means test numbers purport to state the median income.
Median Household Income Test for New York. form b122a-1 requires you to total up your income for the last six calendar months, average it, then annualize it, and then compare it to the New York median for your size household. If your income is below this amount, you meet the requirements of the "means test".
However, if your income is higher than New Jersey’s median income level for your family size, then you will need to complete the next portion of the Means Test. If you are over the median income limit and your income has recently declined, then waiting a few months may help bring your income under the median level for New Jersey.