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HARPs New Guidelines for Homeowners to Refinance The FHA Simple Refinance allows homeowners to go from their current fha loan into a new one, whether it’s a fixed-rate loan or an ARM. This refinance is the most straightforward, and there is no option for cash-out. Lenders will require a credit qualification, income, and assets to ensure the borrower meets the loan requirements.

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This pernicious type of debt, which often comes with high interest rates that make it a challenge to pay off. the costs that eat up most of your paycheck, such as rent or mortgage payment and food.

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