Digital Mortgage Maven Kelly Purcell Joins NotaryCam as EVP of Marketing and Business Development | Florida Newswire

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3 Considerations to Help Decide Whether to Refinance Your Mortgage An Adjustable Rate Mortgage, sometimes referred to as an ARM, has a lower rate and lower monthly payments for the first 3, 5 and 7 years, depending on the term you choose. But after an initial period, your rate and payment may change, based on interest rates at the time.

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