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The Long and Short of Short Sales: Better Details Needed for FHA’s Back to Work Program and Conventional “Extenuating Circumstances” Does the FHA Back To Work program waive the traditional 3-year waiting period after a foreclosure, short sale, or deed-in-lieu? Yes, the program waives the agency’s three-year waiting period. You no longer need to wait three years to apply for an FHA loan after experiencing a foreclosure, short sale.
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To enhance availability of information pertinent to mitigating this potential money laundering vulnerability, FinCEN will require certain title insurance companies to identify and report the true "beneficial owner" behind a legal entity involved in certain high-end residential real estate transactions in Manhattan and Miami-Dade County.
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